LOAFMORA

Payment & Security

Clear checkout information and secure payment handling.

Currency and available methods

Loafmora displays and processes store prices in USD unless a different currency is expressly shown at checkout. The payment methods available to you depend on your location, device, and Shopify checkout configuration and are displayed at checkout. We do not promise a method that is not shown there.

Authorization and order confirmation

When you submit an order, your payment provider may authorize or charge the total shown at checkout. An order acknowledgement does not necessarily mean the order has been accepted. We may review an order for availability, pricing accuracy, security, or suspected fraud before confirming fulfilment.

Secure processing

Checkout and payment processing are provided through Shopify and the payment providers available at checkout. Payment data is transmitted using the security protections provided by those services. Loafmora does not ask customers to send full payment-card numbers, security codes, or online-banking passwords by email or telephone.

Taxes, duties, and conversion charges

Applicable taxes and shipping charges are displayed during checkout where the system can calculate them. International orders may be subject to import duties, taxes, customs fees, or carrier charges imposed by the destination country. Unless checkout expressly states that these charges are included, the recipient is responsible for them. Your bank or card provider may also apply currency-conversion or cross-border fees.

Payment problems

A payment may fail or remain pending because of incorrect billing information, provider security checks, insufficient funds, card restrictions, or technical issues. Verify the details entered and contact your payment provider if needed. Please do not submit repeated orders unless you have confirmed that the earlier attempt was unsuccessful.

Fraud prevention

We may request reasonable verification, place an order on hold, or cancel and refund an order where necessary to protect customers and the store from unauthorized transactions. Never send sensitive payment credentials in response to an unsolicited message claiming to be Loafmora.

Refunds

Approved refunds are issued to the original payment method unless applicable law requires otherwise. After we process a refund, the time needed for it to appear is controlled by the payment provider or financial institution.

For payment questions, contact service@loafmora.com.